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Fair Credit Reporting Act (FCRA) entitles you to receive a free credit report once per year, with no strings attached.

To avoid potential problems with your background checks or security investigations, it's a good idea to request your free credit report every 12 months and check it for accuracy. request free credit report It's not unusual for credit reports to be incorrect or incomplete. In fact, complaints against credit bureaus for inaccurate credit reports are among the most common that the Federal Trade Commission (FTC) receives.