My credit score Raleigh-Durham

I do not have an account with them, and all three bureaus my credit score Raleigh-Durham have my file blocked for promotional purposes. Kevin of Rockville, MD This is an addendum to my 2/22/09 complaint. I have just learned that not only did this bank obtain an unauthorized credit report on me (11/26/08) from TransUnion, but they also obtained 2 unauthorized reports on me from Experian (12/18/08 and 12/21/08). Am sure this, too, will lower my excellent credit rating. Jeanne of Albuquerque, NM This company has pulled a credit report on me without my my credit score Raleigh-Durham permission, and I want it followed up on and off of my credit. This is dropping my credit score tremendously, my credit score Raleigh-Durham I have not had credit of my credit score Raleigh-Durham any type in years, all paid in cash. Sherri of Prosperity, SC I pulled my credit report and discovered that my credit score Raleigh-Durham Fisrt USA, NA has made over 10 inquires to my credit. I don't have a card with them, so I not sure why this has been done. This has caused the credit card company, whom I do have a card with to lower my credit limit. Mariletta of Miami Gardens, FL This bank has requested and received a TransUnion credit report on me. I have never authorized it -- I have never even heard of them. annualcreditreport I have my credit score Raleigh-Durham had credit cards since their inception my credit score Raleigh-Durham -- many decades. I have never made a late payment, nor have I ever carried a balance due to the next month. I have never had my credit score Raleigh-Durham a loan nor a mortgage -- I my credit score Raleigh-Durham pay cash for my homes and cars. I'm sure this has lowered my excellent credit rating. Jeanne of Albuquerque, NM My payment for January was due on January 11th. Because it was on a Sunday, I has (wrongly) assumed it would be considered on time with a payment on Monday, January 12.

In fact I even paid a $14.95 E-Pay fee to get what I assumed as on time. My February statement came and they charged me a $39.95 LATE FEE and upped my interest rate from 17.9 to 27.9. And the first two folks I spoke to felt bad and even started the proicess of waiving late fee and reducing rate. free id theft protection

Until I got to final person, who my credit score Raleigh-Durham told me there was nothing he could do and I have to live with new APR.

As we bail them out (First USA is owned by Chase), they have no shame. I will be writing to my congressman, my senators, my credit score Raleigh-Durham the BBB, Atty General, and media.

Paul of Lee, NH This company has performed a hard credit inquiry without my authorization. I was notified through tripple alert credit monitoring service.

am I my credit score Raleigh-Durham correct that they may not do this my credit score Raleigh-Durham without authorization? Lower credit score affecting my my credit score Raleigh-Durham capacity to obtain future credit. Anne of Sacramento, CA I'm going through a refinance and just found out that First Usa made an unauthorized inquiry my credit score Raleigh-Durham into my credit in October 2008. It could be detrimental to my credit standing and lower my credit score. Debi of Napa, CA This bank has pulled my credit report 5x in 13 my credit score Raleigh-Durham months and i do not even have there credit card or have applied my credit score Raleigh-Durham for one my credit score has dropped to a low level that i do not qualify for a loan because of to many inquires. on line free credit report Martin of Hico, TX Last week(12/1-12/7) wife was in Hospital.

Noticed overlimit fees, late payment fees, & new rate up fm. Freaked out & paid 2x what the new pmts were, & called this morning (mon.) spoke to a guy in india who waived the late charges AND the overlimit fees (which had solely been arrived at compliments of the my credit score Raleigh-Durham NEW %rates AND the late fees, not actual charges) & was ASSURED to my credit score Raleigh-Durham simply call back 2nite when wife (primary card holder) could verify, the former rate would be restored on BOTH Cards.